Easy sign up and instant approval decision
Pay over time. No interest, ever!
No hidden cost. Pay nothing extra if you pay on time
The more you use us, the higher your spending power

How Spotii works

online

Select Spotii at checkout

Simply choose Spotii as your payment option on the checkout page to split your purchase into interest-free instalments.

1

Signup / Signin to Spotii

Complete sign up in 1 minute! You just need a valid email, mobile number and credit/debit card. Approval is instant.

2

Complete your purchase

Review your payment schedule and complete your purchase! We will send a friendly reminder before your next due date.

3

How Spotii works

Instore

Scan the QR code

Sign in/sign up in the App and select the In-store tab and scan the qr code from the merchant.

1

Enter the order amount

Enter the total amount of your order and review your payment schedule.

2

Complete your purchase

Pay using your credit/debit card and split your purchase into instalments. No interest, no hiidden cost, no fee.

3

Pay online, at your own pace

Download our app and discover thousands of brands where you can shop now, pay later online and in-store.